Insurance Services

You have a right to ask for a second opinion when it comes to your insurance policy

Mortgage Life Insurance

Do you own your policy or does the bank?

Mortgage life insurance is designed to protect both a person’s mortgage and their dependants. If the policyholder of an active mortgage life insurance plan were to pass away, the policy would pay out a sum that only covers the outstanding balance owing on your Mortgage (final and ongoing expenses, this becomes your Beneficiaries concern).

However, many banks practice post-claim underwriting, the process of approving insurance policies without investigating medical records or requesting an examination to verify eligibility. Vague in nature, the questions asked by banks during this application can be misleading, and in result can be the determining factor in denying your claim when you need it most.

Ask for a second opinion from a private insurance broker and enjoy the ease of having coverage that is exclusively yours, and not your lenders. Transfer, customize, and take ownership of your plan today!

Paul Cappuccitti Insurance also offers the following plans:

• Life Insurance (whole and term)
• Health & Dental Insurance
• Group Insurance
• Retirement Income

Live Without Worry

The most important action you can take to protect yourself and your family is to get insurance. Live without the worry of leaving your loved ones with burden. Offering transparent insurance guidance, Paul Cappuccitti is an independent life insurance broker who works for you, and not for an insurance company.

To speak with Paul about any of the above services, please call 905-830-0566